Technology

Modern platforms and embedded services for next-gen digital banking.

• Shaiva Banking as a Service (BaaS) Platform
  • Shaiva’s BaaS platform delivers the core banking infrastructure financial institutions and fintechs need to build, launch, and scale digital products with speed. Our flexible APIs and modular architecture eliminate traditional barriers, enabling faster go-to-market strategies with reduced operational costs.
  • Built for scalability and compliance, our BaaS solution supports everything from account creation and KYC to payment processing and loan servicing. Whether you're a challenger bank or a non-bank entity embedding financial services, our platform empowers you to operate like a full-service bank—without becoming one.
• Shaiva Embedded Banking Platform
  • Our Embedded Banking Platform allows companies to seamlessly integrate financial services directly into their digital experiences. From branded payment cards to real-time money transfers, businesses can offer banking features inside their own apps or platforms, creating intuitive financial journeys.
  • This approach enhances customer engagement and loyalty while unlocking new revenue streams. By embedding banking where users already are—whether in a marketplace, ride-share app, or payroll system—you deliver added value while we manage the complexity in the background.
• Shaiva Open Banking Platform
  • Shaiva’s Open Banking Platform enables secure, consent-driven access to financial data—empowering third-party developers and institutions to create smarter, more personalized financial services. Our APIs ensure both innovation and compliance.
  • By facilitating interoperability and customer control over data, we help banks and fintechs participate in a thriving digital ecosystem. Whether it's offering budgeting tools, aggregating accounts, or streamlining lending decisions, open banking unlocks meaningful, data-driven opportunities.

Partnering with breakthrough biotech startups tackling global challenges in food safety, health, and diabetes.

• Key Products
• Anti-Diabetic Solutions: We support biotech innovators developing next-generation treatments and prevention strategies for diabetes. These solutions leverage cutting-edge research in genomics, personalized medicine, and bioengineering to help manage blood sugar levels, reduce complications, and improve long-term health outcomes for patients worldwide.
• Pathogen Detection: Early and accurate detection of pathogens is critical to public health. Our partners are advancing rapid diagnostic tools and biosensors that can identify harmful bacteria and viruses in real-time—whether in clinical settings, food supply chains, or environmental systems—helping to prevent outbreaks and safeguard communities.
• Food Regeneration: With global food security under threat, we back technologies that are redefining how food is produced, preserved, and regenerated. From lab-grown proteins to bioengineered crops and cellular agriculture, these innovations aim to create sustainable, nutrient-rich food sources that reduce environmental impact and meet the needs of a growing population.

Secure, unified, and intelligent data handling is at the core of modern enterprises. Our comprehensive data management solutions empower organizations to seamlessly access, consolidate, analyze, migrate, and govern their data. By integrating advanced technologies such as AI, real-time data virtualization, and robust governance frameworks, we ensure that your data remains accurate, accessible, and compliant—supporting smarter decisions and sustainable growth across the business landscape.

• Key Products
  • Data Virtualization: Enable real-time access to data across disparate systems without physically moving it. Data virtualization creates a unified data layer, allowing users to query and analyze information from multiple sources—cloud, on-premises, or hybrid—while reducing data duplication and accelerating decision-making.
  • Data Consolidation: Bring all your enterprise data—structured and unstructured—into a centralized, easily accessible repository. Our consolidation services streamline storage, improve data consistency, and provide a single source of truth, laying the foundation for effective analytics and governance.
  • Data Analytics: Transform raw data into actionable insights with AI-powered analytics and customizable reporting tools. From trend analysis to predictive modeling, our solutions empower organizations to make smarter, data-driven decisions across departments and business functions.
  • Data Migration: Ensure secure, zero-loss data transfer during system upgrades, cloud transitions, or platform changes. Our data migration services are built for speed, accuracy, and security—minimizing downtime while preserving data integrity and compliance.
  • Data Governance: Maintain full control over your data with robust governance frameworks. We help enforce data quality, security, and regulatory compliance through clearly defined policies, roles, and automated workflows—ensuring your data remains trustworthy and protected.

Shaiva’s Wealth Advisory Platform are purpose-built to help digital platforms deliver personalized, secure, and scalable financial planning experiences. Our suite of APIs makes it easy to guide users through every stage—from onboarding and risk profiling to receiving actionable investment advice—all within a seamless, intuitive interface.

By integrating our wealth APIs, fintechs, banks, and digital advisors can provide users with an end-to-end investment journey that adapts to their goals, behavior, and evolving market trends. Whether you're building a robo-advisory tool or enhancing your financial app, our platform is engineered to scale with your ambitions.

• Account Lifecycle Management: Easily create, update, and manage user accounts with our robust APIs designed to handle the entire account lifecycle. From onboarding and verification to maintenance and closure, our tools ensure operational efficiency while supporting compliance and scalability.
• Investment Profile Creation: Capture user financial goals, income, risk tolerance, and preferences to build dynamic investment profiles. These profiles form the foundation for delivering personalized, goal-based wealth planning directly within your platform.
• Advisory Request Handling: Enable users to request and receive tailored financial advice based on their profiles and current market conditions. Our advisory engine delivers actionable insights that align with user objectives and adapt to changing trends.
• Seamless Integration: Our plug-and-play APIs are designed for quick, hassle-free integration into any fintech or wealth management system. With developer-friendly documentation and flexible endpoints, deployment is streamlined to reduce time-to-market.
• Secure & Compliant: Built with industry-standard security protocols and compliance frameworks, our platform ensures data protection at every level. From encryption to regulatory alignment, we help keep your users’ financial data safe and your platform audit-ready.
• Partnered with Savert: Through our partnership with Savert, users gain access to expert-backed financial strategies and planning tools. This collaboration ensures high-quality, personalized advice—elevating the overall user experience and trust in your platform.

We specialize in connecting disparate systems, streamlining operations, and boosting organizational agility and efficiency.

• Connects disparate systems for seamless integration
• Streamlines operations across departments and platforms
• Enhances organizational agility and adaptability
• Boosts overall efficiency and productivity